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Buy Now, Pay Later (BNPL) solutions for your customers

  • Boost conversion rates, open up additional revenue streams, and expand your customer base
  • Reduce checkout abandonment while increasing average order values and repeat purchases
  • Gain access to trusted BNPL providers that deliver solutions suited to low, mid, and high-value purchases and longer-term payments
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Grow your revenue with Buy Now, Pay Later

Want to offer BNPL to your customers?

With a range of BNPL providers to choose from, speak to our team of payment experts to explore which ones are right for you.

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PayPal Pay Later

PayPal is the world’s most popular online payment solution and BNPL provider, used by millions of people around the globe.

PayPal's BNPL offering, PayPal Pay in 3 is the perfect solution for merchants who want to give their customers the option of paying in instalments up to the value of £2,000.

PayPal Pay in 3 benefits and features

Perfect for merchants selling low and mid-priced products and services

Provide your customers with the choice to pay back their purchase in three interest-free instalments, covering purchases from as little as £30, up to £2,000.

Attract new customers

Open up your business to new demographics. PayPal Pay in 3 makes your products and services more accessible, while enhancing the shopping experience for your customers.

Higher cart values, lower abandonment rates

By adding PayPal Pay in 3 to your checkout, you can benefit from increased purchase frequency, higher average order transaction values, and significantly lower checkout abandonment!

Klarna

Klarna is the market leader in Buy Now, Pay Later, providing flexible shopping and purchase experiences.

With multiple payment options available, your customers can choose the one that best suits their needs - securing a transaction that you may have otherwise lost.

Klarna benefits and features

What payment options does Klarna offer?

Interest-free instalments: Let your customers split the cost of their purchase into 4 interest-free payments, paid fortnightly.
Pay in 30 days: Customers can try before they buy with an extra 30 days to complete their payment interest-free.
Financing: Customers complete a simple application and get an instant approval decision to receive credit that can be paid off over 6–36 months.

And European customers can complete a purchase with stored card or banking details, speeding up checkout.

Minimal risk

Receive payment instantly. Klarna will pay you as soon as the order is processed. Plus, Klarna assumes the full credit and fraud risk for all purchases!

A trusted BNPL solution used by millions of shoppers worldwide

With almost 150 million shoppers and 2 million daily transactions, Klarna can help your business reach new customers to supercharge your growth.

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Ready to find out how our BNPL solutions can take your business to the next level?

Speak to our team of payments experts to find out how BNPL can help increase your conversion rates and revenue.
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Buy Now, Pay Later (BNPL) FAQs

Let’s decode the complexity

What is Buy Now, Pay Later (BNPL)?

Buy Now, Pay Later (BNPL) is a payment method that allows consumers to make purchases and pay for them over time. Typically, customers pay 0% interest on these purchases, making them a popular choice over more traditional forms of credit.

What are the main benefits of Buy Now, Pay Later for merchants?

Merchants who offer BNPL solutions can benefit from:
Higher conversion rates
Increased average order values
Increased sales
Reduced risk of chargeback and fraud
Fewer cart abandonments
An expanded customer base
Repeat purchases
Greater customer loyalty
Improved cash flow

Which BNPL provider is the best for my business?

For merchants offering products and services under £1,000, PayPal Pay in 3 and Klarna are both great options. As established brands, they are trusted by consumers across the world.

If you are a merchant selling high-value products, Humm is the best choice. Not only do they offer BNPL for purchases up to £3,000, but your customers have longer to pay it off, meaning lower monthly or weekly repayments for them.

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