Effortless online payments for small businesses

Yes – if you meet the eligibility criteria, you can get started with Ecommpay for Small Businesses.

UK-based small businesses that are live and trading for 12+ months, with annual turnover up to £1.5m and fewer than 10 employees. Small businesses trading for less than 12 months will not be eligible.

We need your bank account details so we can verify your business, carry out required checks, and pay out your settlements to the right account. This helps us protect you and your customers from fraud and ensures we meet our regulatory and compliance obligations.

You can connect your bank account using secure Open Banking protocols. This means you authenticate directly with your bank and grant permission for us to access only the information needed for verification. Your login details are never shared with or stored by Ecommpay.

Yes. Payment links are ideal for one-off services, deposits, remote work and getting paid on the go.

A wide range of sectors, including e-commerce, subscriptions, online education and training, professional digital services, delivery and logistics, hospitality, and gig economy businesses.

Yes. You can set up recurring payments and manage them through the dashboard.

Go live with minimal technical lift using our Hosted Payment Page. We also offer integrations with WooCommerce and Magento.

Settlement timing depends on when your transactions are processed. Our daily cut-off is 09:00 PM (UK time), and transactions are batched from 09:01 PM to 09:00 PM the following day.

If a transaction is processed before 09:00 PM on a business day (Monday to Friday), your funds will usually arrive five business days later (T+5). If it’s processed after 09:00 PM on a Friday, or over the weekend or a UK bank holiday, your funds will usually arrive five business days from the next business day. Here, “T” refers to 09:00 PM on the day the transaction takes place. You can always check your payout schedule and settlement status in your dashboard. More information is available on our rate card.

We use a multi-layered approach to help prevent and detect fraud while keeping checkout friction low. This includes our in-house Risk Control System and predictive graph analysis to spot suspicious patterns and connected fraud “rings”.

Our approach supports a 97% fraud detection and prevention rate, without disrupting genuine customer journeys, and has been recognised at industry awards (including The Card & Payments Awards 2024 and Retail Systems Awards 2025, plus shortlistings at the PayTech Awards 2025 and FStech Awards 2026).

Learn more about our graph analysis.

Onboarding starts with a four-step application, where you’ll be asked to submit your company documents. Once you’ve submitted everything, we’ll usually respond within a few hours to a few days, depending on whether any additional compliance review is needed.

We protect your data using strong security controls and strict access management, and we only process personal data where there’s a clear legal basis. For full details on what we collect, how we use it, and your rights, read our Privacy Notice.

You can ask to close your account at any time by giving 30 days’ notice to our customer support team. If we ever need to end the agreement, we’ll normally give you 90 days’ notice.

In rare cases, for example, suspected fraud, money laundering, or serious legal breaches, we may need to terminate the agreement immediately. If that happens and we incur losses as a result, you may be liable for the related sums and costs.