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Payment Methods in Oceania

Connect over 100 local payment methods to accept payments and issue payouts to customers in Australia, New Zealand, and anywhere in the world
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The view of Sydney Opera House in Australia, the heart of the financial center in Oceania.

Payment Systems in Australia and New Zealand

The payments landscape of Oceania is heavily influenced by the mature markets of Australia and New Zealand. Australia has high internet (88.2%) and bank account (98.9%) penetration, making credit and debit cards the most popular payment methods within the region. Recent years have seen a shift from credit to debit cards. In 2014, 66% of transactions were conducted using debit cards and 34% through credit cards. Online, however, purchases were made more frequently through credit (37%) than debit (9%) cards. In addition to Visa and Mastercard, EFTPOS holds a large share of the local bank card market (30%). Another trend is the rise of alternative payment methods in Australia, with both global (PayPal) and local (BPay) alternatives gaining popularity.
New Zealand has equally high internet (88.7%) and banking (99.5%) penetration rates, as well as similar payment preferences to Australia. Credit and debit cards dominate the market, with a smaller portion occupied by e-Wallets and bank transfers.
The view of Sydney Opera House in Australia, the heart of the financial center in Oceania.

Most popular payment methods in Oceania

applePay Poli

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