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Payment Methods

Offer your customers European payment methods

  • Reach new customers across Europe and boost conversion rates by offering a range of popular regional payment methods
  • Reduce checkout abandonment while increasing average order values by letting your customers pay the way they prefer
  • Choose from open banking solutions, digital wallets, and other local payment methods
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Discover global and local payment systems across Europe and the UK

Extend your payment offering using a single integration, driving maximum checkout conversion and building customer trust in European markets.

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Popular online payment methods in Europe

Open banking

Our open banking solution is available across Europe, giving your customers a fast and secure way to make payments.

Digital wallets

We offer a range of global and local digital wallets to help maximise your reach.

Direct Debit

Give your customers the option to pay by Direct Debit with our payment solutions for SEPA (EU) and Bacs (UK).

Local payment methods

Explore our full range of local payment methods in Europe using our payment method finder.

Local European payment methods

Bancontact is a leading online debit card payment method in Belgium, used by 80% of local businesses. It offers secure, authenticated transactions and partners with over 20 Belgian banks, making it a trusted payment provider. By offering Bancontact, your business can benefit from zero chargebacks, real-time payment confirmation, strong security, and high conversion rates.

Soon to be known as Wero, iDEAL is a leading online payment method in the Netherlands, handling 59% of all online transactions. It offers real-time bank transfers across all major Dutch consumer banks.

Benefits include guaranteed payments with no chargebacks, real-time payment confirmation, strong security, high conversion rates, and no need for customer registration.

MULTIBANCO is a Portuguese interbank network managed by SIBS. It offers secure bank transfers and cash payments and is used by 78% of Portuguese online shoppers. It’s widely supported by major banks in Portugal, making it a trusted payment option.

MULTIBANCO supports online and offline payments with real-time confirmation, high conversion rates, guaranteed payments, and no chargebacks.

EPS is a leading bank transfer payment method in Austria, supported by over 80% of online merchants. Each transaction is guaranteed through the EPS system.

The benefits of EPS include guaranteed payments with no chargebacks, real-time confirmation, strong security for both merchants and consumers, high conversion rates, and easy customer use with no registration required.

Przelewy24 is an online banking payment solution used by over half of Polish online shoppers. As a real-time bank transfer system covering all major Polish consumer banks, Przelewy24 is a must-have for merchants entering the Polish e-commerce market.

BLIK is a Polish mobile payment system that allows millions of mobile phone users to pay online, make in-store purchases, and withdraw cash at ATMs.

Explore popular payment methods across Europe

European digital wallets and online payment systems

In addition to global digital wallets, such as PayPal, Apple Pay, and Google Pay, there are several other online payment methods which are popular across much of Europe, including Skrill, Neteller, and Trustly.

See all of our online payment methods for Europe using our payment method finder.

Payment method finder

Ready to find out how our payment solutions can help you grow in Europe?

Speak to our team of experts to find out how our range of European payment methods can help increase your conversion rates and revenue.
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Payment solutions
for digital heroes

Card acquiring

Start accepting card payments with global card acquiring services from Ecommpay. Online businesses can now accept debit and credit card payments worldwide.

Buy Now, Pay Later (BNPL)

Boost conversion rates, increase revenue, and reach new customers with a range of Buy Now, Pay Later (BNPL) solutions from Ecommpay.

Payment links

A payment link is a secure, one-time invoice sent to customers from your own domain address. Maximise your revenue with our link payment gateway.

European payment methods FAQs

Let’s decode the complexity

Europe and the UK are mature regions in regard to online payments. The Euro is the national currency in 20 of 27 EU member states, and the SEPA payment integration initiative has become an established pan-European method for transferring funds.

By not offering a range of local payment methods, you risk losing out on a sizable chunk of revenue, as many customers will abandon a checkout if their preferred payment method is not available.

Merchants offering a variety of European payment solutions can benefit from:

  • Access to a larger customer base
  • Higher conversion rates
  • Increased average order values
  • Boosted sales
  • Reduced cart abandonment
  • Enhanced customer loyalty

Merchants hoping to expand their operations into new markets must familiarise themselves with the extensive payment options preferred by local audiences.

Despite debit and credit cards retaining their position as the most popular online payment methods in Europe, the market continues diversifying in terms of local alternative payment systems. Przelewy24 and BLIK are popular in Poland, iDEAL is favoured in the Netherlands, and EPS is used frequently in Austria.

Our team of experts can help you identify new opportunities to grow your business, providing advice on which payment methods to implement into your checkout.

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